We give you the first 60 days to stretch the payment of your invoices. Give yourself a buffer to grow and take control of your cash flow.
Need an extra month? Simply stretch it with one click.
A business growth tool that lengthens your payment terms, without harming your supplier relationships.
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You will get an immediate answer upon application. No phone call. No going into a bank. No financial interrogation. And it will not affect your credit rating.
We pay your supplier. You pay that amount back to Fellow Pay 60 to 90 days later. 20% of the invoice can still be left between you and your supplier, on original terms, to cover the cost of any guarantee issues for the work delivered. Thereby you still retain the right to point out mistakes on the remaining 20% of the original invoice.
No hidden costs. No unexpected additional fees. Payments, credit rating, and credit insurance all included in the price.
No. Using our service only depends on the credit rating of the invoice receiver. It will therefore not affect the credit rating of your company when you get financing.
No. The process is easy and straightforward. You decide for yourself if you want to use our service for one invoice only or more - the cost and process for each invoice are the same. It’s all online, no paperwork is required, no binding, long term contracts, no need for a special IT set-up and no surety is required. There is no financial interrogation involved and you do not have to present your accounts. Just upload your invoice together with a few other details and we will give you a quick answer.
No. Unlike other finance providers, Fellow Pay benefits the buyer and seller simultaneously. The buyer gets up to 60 days extra to pay while the supplier gets paid now. The supplier will be paid for the invoice, solving the immediate cash need for the both of you in one go. That is a clear win/win.
Most finance providers do not have a good setup to service smaller and maybe less creditworthy SMEs. But we have. If the invoice receiver (your customer) is creditworthy, we will provide the financing to you and give them 60 days to pay.
We only credit check the invoice receiver. We do not look at the invoice issuer. If the invoice receiver is not creditworthy you can try applying with an invoice from another of your customers.
Customers are making the switch to the credit stretch every day. Here's a small selection of what they're saying about us.
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We serve a wide range of companies in many different industries.
Many businesses in construction and real estate development experience payments only following certain milestones, which can be delayed due to a third party or factors, not in their control. This can lead to a sudden need for liquidity. Fellow Pay offers quick and effective access to liquidity without the usual slow application processes and financial interrogation.
When in need of liquidity to acquire raw materials or a new production facility, Fellow Pay provides a fast and non-binding solution. There is no need to expand the credit at the bank or enter a long-term agreement that you don't actually need if the short-term need for liquidity is solved.
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